Fighting Medical Bills in Michigan: A Patient Guide

Michigan is home to Trinity Health, one of the largest nonprofit health systems in the country, headquartered in Livonia. Trinity Health provides free care for patients at or below 200% FPL and sliding-scale discounts for patients between 200% and 400% FPL. Uninsured patients automatically receive a discount off billed charges.

Michigan's health system landscape includes numerous nonprofit hospitals, community health centers, and academic medical centers. Most provide financial assistance programs that comply with IRS 501(r) requirements. The University of Michigan Health System and Beaumont Health (now Corewell Health) also maintain charity care programs.

Michigan's Medicaid expansion under the Healthy Michigan Plan has provided coverage to many previously uninsured residents. If you are uninsured, check your eligibility for Medicaid before negotiating your medical bills. Retroactive Medicaid coverage may apply to bills incurred in the months before your application.

BillDelete creates negotiation letters and financial assistance applications tailored to Michigan hospital systems. Whether your bill is from Trinity Health, a University of Michigan facility, or another Michigan provider, our documents reference applicable policies and Medicare rate benchmarks.